Ask most Vermonters what's standing between them and a home of their own, and you'll hear the same answer: the down payment. Not the monthly payment — many people are already paying rent that rivals a mortgage. It's the pile of cash you're supposedly required to produce at closing.

Thinking about buying a home in Vermont? A homebuyer workshop can help you understand affordability, credit, down payment assistance, closing costs, and the homebuying process. Learn how HUD-certified housing counseling can help you create a personalized plan and take the next step toward homeownership with confidence.

Planning to buy a home in Vermont's Northeast Kingdom? Learn how to budget, save, improve your credit, and prepare for homeownership with RuralEdge.