Homebuyer Education Workshop

Yes! We provide assistance to anyone who wishes to purchase a home or wants to be educated about the purchase process.

The cost of the workshop is $85 and includes the 8-hour workshop, as well as a one-on-one counseling session with our HUD certified counselor to discuss a participant's individual financial situation with information from a soft pull of their credit (which does not affect credit score) and how to prepare themselves for a mortgage. Once complete, a certificate, good for three years, will be issued to lenders, who often require this course as part of the mortgage application. 

We offer the workshop once a month on a Saturday from 8am-4pm. There is no workshop in December. In June and July, we offer a split class on Tuesday and Thursday evenings. See our current calendar for upcoming workshop dates.

No, The Homebuyer Education Workshop is open to anyone interested in the home purchase process, regardless of income. 

Our Homebuyer Education Workshop will cover mortgage qualifications and address barriers to getting a mortgage. For those with low income, it is possible to buy a home. However, some low-income families may need assistance programs in order to purchase a home.

Yes. In fact, one of the biggest obstacles facing many homebuyers is too much debt. Your monthly debt is taken into consideration when a lender determines the mortgage amount for which you qualify. This is covered in the workshop and, with your permission, RuralEdge will do a soft pull of your credit to speak about your current financial situation and readiness for a mortgage during a one-on-one counseling session following the workshop. 

No, only you can improve your credit. We discuss credit and buying habits in the Homebuyer Education Workshop, and our HUD certified counselor will offer you advice on healthy credit habits during your one-on-one counseling session following the workshop.